/zh-tw/tags/travel-insurance/Recent content in Travel-Insurance on 日本信用卡、手機支付與積分獎勵指南Hugo -- gohugo.iozh-twMLI PayFri, 08 May 2026 13:25:00 +0900/zh-tw/credit-card/%E6%8E%A8%E8%96%A6-credit-cards-with-automatic-international-travel-insurance/Fri, 08 May 2026 13:25:00 +0900/zh-tw/credit-card/%E6%8E%A8%E8%96%A6-credit-cards-with-automatic-international-travel-insurance/<img src="/img/thumbnail/credit-cards-automatic-travel-insurance-zh-tw.png" alt="Featured image of post 推薦 Credit Cards with Automatic International Travel Insurance" /><p>Taking out private travel insurance for every overseas trip can add up quickly. However, by selecting credit cards with robust travel coverage, you can secure protection for free. 在本文中, we cover cards offering &ldquo;automatic&rdquo; (hold-only) travel insurance.</p> <h2 id="automatic-vs-conditional-coverage">Automatic vs. Conditional Coverage </h2><ul> <li><strong>Automatic (自動付帯)</strong>: Insurance applies automatically just by owning the card.</li> <li><strong>Conditional / Usage-based (利用付帯)</strong>: Insurance only activates if you pay for trip fees or airport transit using the card.</li> </ul> <h2 id="best-cards-with-automatic-insurance">Best Cards with Automatic Insurance </h2><ul> <li><strong>Epos Gold Card</strong>: The premier choice. Features high medical expense limits and can be maintained with zero annual fees under certain conditions.</li> <li><strong>Saison Gold American Express Card</strong>: Free for the first year, providing comprehensive automatic coverage, including family member extensions.</li> <li><strong>d Card GOLD</strong>: Offers high-limit medical 支援 along with flight delay and baggage lost compensation.</li> </ul>