/zh-tw/tags/student/Recent content in Student on 日本信用卡、手機支付與積分獎勵指南Hugo -- gohugo.iozh-twMLI PayThu, 05 Mar 2026 13:15:00 +0900/zh-tw/credit-card/first-credit-card-%E6%8C%87%E5%8D%97-for-students-and-minors/Thu, 05 Mar 2026 13:15:00 +0900/zh-tw/credit-card/first-credit-card-%E6%8C%87%E5%8D%97-for-students-and-minors/<img src="/img/thumbnail/first-credit-card-guide-students-zh-tw.png" alt="Featured image of post First Credit Card 指南 for Students and Minors" /><p>For students and minors applying for their first credit card, selecting the right option can seem daunting. However, student cards often come with special, highly rewarding benefits that aren&rsquo;t available to the general public. 在本指南中, we explore how to choose your first card and highlight top student cards in 日本.</p> <h2 id="why-get-a-credit-card-as-a-student">Why Get a Credit Card as a Student? </h2><ol> <li><strong>Building Credit History</strong>: Paying bills on time early establishes a solid credit score for future auto or home loans.</li> <li><strong>無現金 Convenience</strong>: Streamlines 支付 for online learning, streaming subscriptions, and travel bookings.</li> <li><strong>Exclusive Student Rewards</strong>: Issuers often multiply reward 積分 specifically for student demographics.</li> </ol> <h2 id="top-recommended-student-cards">Top Recommended Student Cards </h2><ul> <li><strong>Sumitomo Mitsui Card (NL) Student 積分</strong>: Offers up to 10% back on popular subscriptions (Spotify, Prime, etc.).</li> <li><strong>Rakuten Card Academy</strong>: A student-specific Rakuten card granting extra 積分 for books and travel.</li> <li><strong>JCB CARD W</strong>: Limited to users under 39, offering high return rates at Starbucks and Amazon.</li> </ul>