<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Refund-Rate on 日本信用卡、手機支付與積分獎勵指南</title><link>/zh-tw/tags/refund-rate/</link><description>Recent content in Refund-Rate on 日本信用卡、手機支付與積分獎勵指南</description><generator>Hugo -- gohugo.io</generator><language>zh-tw</language><copyright>MLI Pay</copyright><lastBuildDate>Wed, 08 Jul 2026 10:00:00 +0900</lastBuildDate><atom:link href="/zh-tw/tags/refund-rate/index.xml" rel="self" type="application/rss+xml"/><item><title>最佳 Credit Cards for 夏季 2026: Reward Rates and Perks Compared</title><link>/zh-tw/credit-card/best-credit-cards-summer-2026/</link><pubDate>Wed, 08 Jul 2026 10:00:00 +0900</pubDate><guid>/zh-tw/credit-card/best-credit-cards-summer-2026/</guid><description>&lt;img src="/img/thumbnail/best-credit-cards-summer-2026-zh-tw.png" alt="Featured image of post 最佳 Credit Cards for 夏季 2026: Reward Rates and Perks Compared" /&gt;&lt;p&gt;Choosing a credit card for 夏季 2026 requires strategic thinking, considering the bonus 季節 and travel demand. This article compares recommended 夏季 credit cards by reward rate and perks.&lt;/p&gt;
&lt;h2 id="sumitomo-mitsui-card-gold-nl"&gt;Sumitomo Mitsui Card Gold (NL)
&lt;/h2&gt;&lt;p&gt;This popular card offers free annual fees for life when you spend over 1 million 日圓 annually on contactless 支付. 享受 up to 7% rewards at convenience stores and family 餐廳 with touch 支付. In 夏季 2026, the network of eligible stores has expanded further, increasing opportunities while traveling.&lt;/p&gt;</description></item><item><title>Complete 指南 to 夏季 2026 Point-Up Campaigns</title><link>/zh-tw/campaign/complete-%E6%8C%87%E5%8D%97-to-%E5%A4%8F%E5%AD%A3-2026-point-up-campaigns/</link><pubDate>Thu, 02 Jul 2026 10:00:00 +0900</pubDate><guid>/zh-tw/campaign/complete-%E6%8C%87%E5%8D%97-to-%E5%A4%8F%E5%AD%A3-2026-point-up-campaigns/</guid><description>&lt;img src="/img/thumbnail/summer-2026-point-up-campaign-guide-zh-tw.png" alt="Featured image of post Complete 指南 to 夏季 2026 Point-Up Campaigns" /&gt;&lt;p&gt;夏季 is the peak 季節 for point-up campaigns across 日本&amp;rsquo;s major 支付 platforms. PayPay, Rakuten Pay, d払い, and au PAY all compete with high cashback rates, and savvy users can combine them for multiplied returns. 以下是 how to maximize your point earnings in 夏季 2026.&lt;/p&gt;
&lt;h2 id="major-campaigns-this-夏季"&gt;Major Campaigns This 夏季
&lt;/h2&gt;&lt;p&gt;From July through August, each platform rolls out 夏季 bonus campaigns. PayPay&amp;rsquo;s &amp;ldquo;夏季 PayPay Festival&amp;rdquo; is expected to offer up to 20% back at eligible stores. Rakuten Pay ties into the Rakuten Super Sale, scoring 積分 both online and in physical stores. d払い prepares exclusive high-return campaigns for docomo subscribers.&lt;/p&gt;</description></item><item><title>頂級 5 Credit Cards Ranked by Return Rates: The Ultimate 指南</title><link>/zh-tw/credit-card/%E9%A0%82%E7%B4%9A-5-credit-cards-ranked-by-return-rates-the-ultimate-%E6%8C%87%E5%8D%97/</link><pubDate>Thu, 02 Apr 2026 13:00:00 +0900</pubDate><guid>/zh-tw/credit-card/%E9%A0%82%E7%B4%9A-5-credit-cards-ranked-by-return-rates-the-ultimate-%E6%8C%87%E5%8D%97/</guid><description>&lt;img src="/img/thumbnail/top-5-credit-cards-return-rates-zh-tw.png" alt="Featured image of post 頂級 5 Credit Cards Ranked by Return Rates: The Ultimate 指南" /&gt;&lt;p&gt;When choosing a credit card, the most important factor for many is the point return rate. Using a high-yield card for daily shopping and fixed costs can lead to massive savings. 在本文中, we rank and compare the top 5 highest-yield credit cards available in 日本.&lt;/p&gt;
&lt;h2 id="1-sumitomo-mitsui-card-gold-nl"&gt;1. Sumitomo Mitsui Card Gold (NL)
&lt;/h2&gt;&lt;p&gt;This card has taken the market by storm, offering up to 7.0%+ point returns when using touch 支付 at designated convenience stores and 餐廳.&lt;/p&gt;</description></item></channel></rss>