/zh-tw/tags/pring/Recent content in Pring on 日本信用卡、手機支付與積分獎勵指南Hugo -- gohugo.iozh-twMLI PayMon, 18 May 2026 14:10:00 +0900/zh-tw/code-payment/%E5%A6%82%E4%BD%95-use-peer-to-peer-transfer-apps-and-%E6%8E%A8%E8%96%A6-services/Mon, 18 May 2026 14:10:00 +0900/zh-tw/code-payment/%E5%A6%82%E4%BD%95-use-peer-to-peer-transfer-apps-and-%E6%8E%A8%E8%96%A6-services/<img src="/img/thumbnail/use-peer-to-peer-transfer-apps-zh-tw.png" alt="Featured image of post 如何 Use Peer-to-Peer Transfer Apps and 推薦 Services" /><p>Splitting dining bills or transferring pocket money to family is annoying in 現金. With Peer-to-Peer (P2P) money transfer apps, you can send funds instantly from your smartphone for free. We compare the leading money transfer options.</p> <h2 id="top-remittance-apps-in-日本">Top Remittance Apps in 日本 </h2><h3 id="1-paypay">1. PayPay </h3><p>The market leader. Since most people already have the app installed, it is the most reliable option for daily social uses.</p> <ul> <li><strong>Transfer Fee</strong>: Free</li> <li><strong>Withdrawal to Bank Fee</strong>: Free to PayPay Bank, 100 JPY to other banks.</li> </ul> <h3 id="2-rakuten-pay">2. Rakuten Pay </h3><p>Allows you to transfer Rakuten 積分 or 現金 balances through links or contacts.</p>