Choosing a credit card for 夏季 2026 requires strategic thinking, considering the bonus 季節 and travel demand. This article compares recommended 夏季 credit cards by reward rate and perks.
Sumitomo Mitsui Card Gold (NL)
This popular card offers free annual fees for life when you spend over 1 million 日圓 annually on contactless 支付. 享受 up to 7% rewards at convenience stores and family 餐廳 with touch 支付. In 夏季 2026, the network of eligible stores has expanded further, increasing opportunities while traveling.
- Annual Fee: 5,500 日圓 (free after conditions met)
- Base Rate: 0.5%
- Max Rate: 7.0% (contactless at eligible stores)
Rakuten Card
Ideal for regular Rakuten Ichiba shoppers. The SPU program varies your return rate, reaching over 15% during campaigns. During 夏季 2026’s Shopping Marathon, entering the 活動 and buying at multiple stores doubles your 積分.
- Annual Fee: Free forever
- Base Rate: 1.0%
- Feature: Unbeatable returns in the Rakuten 生態系
d Card GOLD
A must-have for Docomo users. Get 10% back on Docomo mobile and internet bills. Combine with d-barai at FamilyMart and McDonald’s for efficient everyday point accumulation.
- Annual Fee: 11,000 日圓
- Base Rate: 1.0%
- Max Rate: 10.0% (on Docomo services)
How to Choose
夏季 brings increased spending on travel, home visits, and seasonal shopping. Consider your main usage scenarios and balance annual fees against reward rates. Using multiple cards strategically maximizes returns in each card’s specialty area.