https://mlipay.jp/en/tags/remittance/Recent content in Remittance on MLI PayHugo -- gohugo.ioenMLI PayMon, 30 Mar 2026 14:10:00 +0900https://mlipay.jp/en/code-payment/use-peer-to-peer-transfer-apps/Mon, 30 Mar 2026 14:10:00 +0900https://mlipay.jp/en/code-payment/use-peer-to-peer-transfer-apps/<img src="https://mlipay.jp/img/thumbnail/use-peer-to-peer-transfer-apps-en.png" alt="Featured image of post How to Use Peer-to-Peer Transfer Apps and Recommended Services" /><p>Splitting dining bills or transferring pocket money to family is annoying in cash. With Peer-to-Peer (P2P) money transfer apps, you can send funds instantly from your smartphone for free. We compare the leading money transfer options.</p> <h2 id="top-remittance-apps-in-japan">Top Remittance Apps in Japan </h2><h3 id="1-paypay">1. PayPay </h3><p>The market leader. Since most people already have the app installed, it is the most reliable option for daily social uses.</p> <ul> <li><strong>Transfer Fee</strong>: Free</li> <li><strong>Withdrawal to Bank Fee</strong>: Free to PayPay Bank, 100 JPY to other banks.</li> </ul> <h3 id="2-rakuten-pay">2. Rakuten Pay </h3><p>Allows you to transfer Rakuten Points or cash balances through links or contacts.</p>