<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Poi-Activity on Guide to Credit Cards, Smartphone Payments, and Rewards in Japan</title><link>/en/tags/poi-activity/</link><description>Recent content in Poi-Activity on Guide to Credit Cards, Smartphone Payments, and Rewards in Japan</description><generator>Hugo -- gohugo.io</generator><language>en</language><copyright>MLI Pay</copyright><lastBuildDate>Wed, 08 Jul 2026 10:00:00 +0900</lastBuildDate><atom:link href="/en/tags/poi-activity/index.xml" rel="self" type="application/rss+xml"/><item><title>Summer 2026 Point Activity Guide: Triple-Dipping with PayPay, Rakuten, and d-barai</title><link>/en/poi-katsu/summer-2026-point-max-strategy/</link><pubDate>Wed, 08 Jul 2026 10:00:00 +0900</pubDate><guid>/en/poi-katsu/summer-2026-point-max-strategy/</guid><description>&lt;img src="/img/thumbnail/summer-2026-point-max-strategy-en.png" alt="Featured image of post Summer 2026 Point Activity Guide: Triple-Dipping with PayPay, Rakuten, and d-barai" /&gt;&lt;p&gt;Summer 2026 brings large-scale point campaigns from major payment services. By combining PayPay, Rakuten, and d-barai, you can triple-dip to maximize point efficiency. Here is the complete summer poi-katsu strategy guide.&lt;/p&gt;
&lt;h2 id="paypay-summer-mega-campaign"&gt;PayPay: Summer Mega Campaign
&lt;/h2&gt;&lt;p&gt;PayPay is running the &amp;ldquo;Summer PayPay Festival&amp;rdquo; from July 2026, offering up to 20% bonus rewards at participating stores. Combined with Yahoo! Shopping, you earn PayPay points on every purchase. Since many campaigns require pre-registration, check the campaign page in the app in early July.&lt;/p&gt;</description></item><item><title>Intermediate Poi-Katsu Techniques: Aiming for 30,000 Yen/Month</title><link>/en/poi-katsu/intermediate-poi-katsu-techniques-aiming-for-30000-yen/month/</link><pubDate>Thu, 02 Jul 2026 10:00:00 +0900</pubDate><guid>/en/poi-katsu/intermediate-poi-katsu-techniques-aiming-for-30000-yen/month/</guid><description>&lt;img src="/img/thumbnail/intermediate-poi-katsu-techniques-en.png" alt="Featured image of post Intermediate Poi-Katsu Techniques: Aiming for 30,000 Yen/Month" /&gt;&lt;p&gt;If you have mastered the basics of Poi-Katsu and want to push your monthly earnings toward 30,000 yen, these intermediate techniques will get you there. They build on the fundamentals and require more planning, but the payoff is substantial.&lt;/p&gt;
&lt;h2 id="credit-card-applications-at-scale"&gt;Credit Card Applications at Scale
&lt;/h2&gt;&lt;p&gt;Credit card sign-ups remain the highest-paying opportunity, offering 5,000 to 10,000 yen in points per application. Aim for 1-2 applications per month and always go through point portals. Time your applications with bonus campaigns. Start with easier-to-approve cards and work up to premium cards with higher rewards.&lt;/p&gt;</description></item><item><title>Summer Poi-Katsu: How to Earn Extra Points During Summer Break</title><link>/en/poi-katsu/summer-poi-katsu-how-to-earn-extra-points-during-summer-break/</link><pubDate>Tue, 30 Jun 2026 10:00:00 +0900</pubDate><guid>/en/poi-katsu/summer-poi-katsu-how-to-earn-extra-points-during-summer-break/</guid><description>&lt;img src="/img/thumbnail/summer-poi-katsu-guide-en.png" alt="Featured image of post Summer Poi-Katsu: How to Earn Extra Points During Summer Break" /&gt;&lt;p&gt;Summer break means more free time, more shopping, and more opportunities to earn points. Whether you are a student on vacation or a worker taking time off, summer is the perfect season to ramp up your poi-katsu activities. With targeted campaigns, bonus point events, and seasonal spending patterns, you can significantly boost your point balance before autumn. Here is your summer poi-katsu playbook.&lt;/p&gt;
&lt;h2 id="why-summer-is-prime-time-for-poi-katsu"&gt;Why Summer Is Prime Time for Poi-Katsu
&lt;/h2&gt;&lt;p&gt;Three factors make summer the best season for point accumulation:&lt;/p&gt;</description></item><item><title>Tax Returns for Poi-Katsu: At What Point Do You Owe Taxes?</title><link>/en/poi-katsu/tax-returns-for-poi-katsu-at-what-point-do-you-owe-taxes/</link><pubDate>Tue, 28 Apr 2026 15:10:00 +0900</pubDate><guid>/en/poi-katsu/tax-returns-for-poi-katsu-at-what-point-do-you-owe-taxes/</guid><description>&lt;img src="/img/thumbnail/tax-returns-for-poi-katsu-en.png" alt="Featured image of post Tax Returns for Poi-Katsu: At What Point Do You Owe Taxes?" /&gt;&lt;p&gt;While Poi-Katsu is simple, accumulating significant points triggers income tax obligations and requires tax filing (確定申告) under Japanese tax law. We break down the tax classifications of loyalty points.&lt;/p&gt;
&lt;h2 id="how-points-are-classified-for-taxes"&gt;How Points Are Classified for Taxes
&lt;/h2&gt;&lt;p&gt;Under the National Tax Agency, points fall into different categories:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Temporary Income (一時所得)&lt;/strong&gt;: Points earned via credit card spending or general web shopping cashbacks.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Miscellaneous Income (雑所得)&lt;/strong&gt;: Points earned as direct compensation for tasks (surveys, game testing, friend invites).&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="thresholds-for-filing-a-tax-return"&gt;Thresholds for Filing a Tax Return
&lt;/h2&gt;&lt;h3 id="for-salaried-workers-company-employees"&gt;For Salaried Workers (Company Employees)
&lt;/h3&gt;&lt;ul&gt;
&lt;li&gt;If your side-hustle earnings (including Miscellaneous point incomes) exceed &lt;strong&gt;200,000 JPY annually&lt;/strong&gt;, you must file a tax return.&lt;/li&gt;
&lt;li&gt;Temporary Income has a special deduction limit of up to 500,000 JPY, so returns are not required below this threshold.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id="for-dependents-housewiveshusbands-and-students"&gt;For Dependents (Housewives/Husbands and Students)
&lt;/h3&gt;&lt;ul&gt;
&lt;li&gt;If your total annual income (including points) exceeds the basic deduction of &lt;strong&gt;480,000 JPY&lt;/strong&gt;, you must file, and you may lose dependent tax status.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="proactive-record-keeping"&gt;Proactive Record-Keeping
&lt;/h2&gt;&lt;p&gt;The taxable event occurs when you convert points into cash, vouchers, or digital currencies. Maintain a ledger of your point redemption histories to avoid auditing problems.&lt;/p&gt;</description></item><item><title>Technique to Triple-Dip Points on Daily Shopping</title><link>/en/poi-katsu/technique-to-triple-dip-points-on-daily-shopping/</link><pubDate>Mon, 27 Apr 2026 14:35:00 +0900</pubDate><guid>/en/poi-katsu/technique-to-triple-dip-points-on-daily-shopping/</guid><description>&lt;img src="/img/thumbnail/triple-dip-points-daily-shopping-en.png" alt="Featured image of post Technique to Triple-Dip Points on Daily Shopping" /&gt;&lt;p&gt;Simply swiping a card or paying cash is a massive lost opportunity. By tweaking your payment routine, you can score a &amp;ldquo;triple-dip&amp;rdquo; on points. We outline how to execute this at convenience stores and pharmacies.&lt;/p&gt;
&lt;h2 id="how-triple-dipping-works"&gt;How Triple-Dipping Works
&lt;/h2&gt;&lt;h3 id="step-1-present-a-loyalty-appcard"&gt;Step 1: Present a Loyalty App/Card
&lt;/h3&gt;&lt;p&gt;Before paying, show a loyalty barcode (d-point, Ponta, Rakuten, etc.).&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Yield&lt;/strong&gt;: Store loyalty points (0.5% to 1.0%).&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id="step-2-pay-with-a-smartphone-wallet"&gt;Step 2: Pay with a Smartphone Wallet
&lt;/h3&gt;&lt;p&gt;Utilize a smartphone app (like Rakuten Pay or d払い) funded by card balance.&lt;/p&gt;</description></item><item><title>Beginner's Guide to Poi-Katsu: Basic Steps to Earn $100/Month</title><link>/en/poi-katsu/beginners-guide-to-poi-katsu-basic-steps-to-earn-100/month/</link><pubDate>Sun, 18 Jan 2026 14:25:00 +0900</pubDate><guid>/en/poi-katsu/beginners-guide-to-poi-katsu-basic-steps-to-earn-100/month/</guid><description>&lt;img src="/img/thumbnail/beginner-poi-katsu-steps-en.png" alt="Featured image of post Beginner's Guide to Poi-Katsu: Basic Steps to Earn $100/Month" /&gt;&lt;p&gt;&amp;ldquo;Poi-Katsu&amp;rdquo; (point accumulation activities) has become a mainstream side-hustle for making extra pocket money in Japan. If you are wondering &amp;ldquo;Is it safe?&amp;rdquo; and &amp;ldquo;Where do I start?&amp;rdquo;, this guide details the exact steps to reliably earn 10,000 JPY ($100) monthly.&lt;/p&gt;
&lt;h2 id="how-point-sites-work"&gt;How Point Sites Work
&lt;/h2&gt;&lt;p&gt;Reward portals act as advertising agents, passing on a portion of the marketing fees paid by corporations to users as points. It is a legitimate business. The key is to select established portals (e.g., Moppy, Hapitas).&lt;/p&gt;</description></item><item><title>Turn Receipts into Cash? Comparison of Popular Receipt Scanning Apps</title><link>/en/poi-katsu/turn-receipts-into-cash-comparison-of-popular-receipt-scanning-apps/</link><pubDate>Mon, 05 Jan 2026 15:05:00 +0900</pubDate><guid>/en/poi-katsu/turn-receipts-into-cash-comparison-of-popular-receipt-scanning-apps/</guid><description>&lt;img src="/img/thumbnail/turn-receipts-into-cash-scanning-apps-en.png" alt="Featured image of post Turn Receipts into Cash? Comparison of Popular Receipt Scanning Apps" /&gt;&lt;p&gt;Throwing away paper shopping receipts is throwing away money. Modern smartphone apps buy your shopping receipts just by scanning them via your camera. We explain the market research logic behind this and compare the best receipt-cash apps.&lt;/p&gt;
&lt;h2 id="why-are-receipts-worth-cash"&gt;Why Are Receipts Worth Cash?
&lt;/h2&gt;&lt;p&gt;Receipts contain granular purchase data: who bought what, where, when, and for how much. Brands and market researchers pay for this consolidated data to optimize their product positioning and ads.&lt;/p&gt;</description></item></channel></rss>