<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>PayPay on MLI Pay</title><link>https://mlipay.jp/en/tags/paypay/</link><description>Recent content in PayPay on MLI Pay</description><generator>Hugo -- gohugo.io</generator><language>en</language><copyright>MLI Pay</copyright><lastBuildDate>Mon, 20 Apr 2026 15:50:00 +0900</lastBuildDate><atom:link href="https://mlipay.jp/en/tags/paypay/index.xml" rel="self" type="application/rss+xml"/><item><title>How to Shop Smartly during Yahoo! Shopping &amp; Super PayPay Festivals</title><link>https://mlipay.jp/en/campaign/yahoo-shopping-super-paypay-festival/</link><pubDate>Mon, 20 Apr 2026 15:50:00 +0900</pubDate><guid>https://mlipay.jp/en/campaign/yahoo-shopping-super-paypay-festival/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/yahoo-shopping-super-paypay-festival-en.png" alt="Featured image of post How to Shop Smartly during Yahoo! Shopping &amp; Super PayPay Festivals" /&gt;&lt;p&gt;For Softbank/Y-Mobile subscribers and heavy PayPay users, the sales on Yahoo! Shopping and the quarterly &amp;ldquo;Super PayPay Festivals&amp;rdquo; (超PayPay祭) are massive savings opportunities. We explore how to optimize your purchases during these events.&lt;/p&gt;
&lt;h2 id="yahoo-shopping-base-multipliers"&gt;Yahoo! Shopping Base Multipliers
&lt;/h2&gt;&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Everyday 5%&lt;/strong&gt;: Paying via PayPay card or balance secures 5% back daily.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;LYP Premium Membership&lt;/strong&gt;: Adds an automatic +2.0% returns.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="surviving-the-super-paypay-festival"&gt;Surviving the &amp;ldquo;Super PayPay Festival&amp;rdquo;
&lt;/h2&gt;&lt;p&gt;This festival boosts returns up to 20-30%+ during promotional peaks.&lt;/p&gt;</description></item><item><title>How to Use Peer-to-Peer Transfer Apps and Recommended Services</title><link>https://mlipay.jp/en/code-payment/use-peer-to-peer-transfer-apps/</link><pubDate>Mon, 30 Mar 2026 14:10:00 +0900</pubDate><guid>https://mlipay.jp/en/code-payment/use-peer-to-peer-transfer-apps/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/use-peer-to-peer-transfer-apps-en.png" alt="Featured image of post How to Use Peer-to-Peer Transfer Apps and Recommended Services" /&gt;&lt;p&gt;Splitting dining bills or transferring pocket money to family is annoying in cash. With Peer-to-Peer (P2P) money transfer apps, you can send funds instantly from your smartphone for free. We compare the leading money transfer options.&lt;/p&gt;
&lt;h2 id="top-remittance-apps-in-japan"&gt;Top Remittance Apps in Japan
&lt;/h2&gt;&lt;h3 id="1-paypay"&gt;1. PayPay
&lt;/h3&gt;&lt;p&gt;The market leader. Since most people already have the app installed, it is the most reliable option for daily social uses.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Transfer Fee&lt;/strong&gt;: Free&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Withdrawal to Bank Fee&lt;/strong&gt;: Free to PayPay Bank, 100 JPY to other banks.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id="2-rakuten-pay"&gt;2. Rakuten Pay
&lt;/h3&gt;&lt;p&gt;Allows you to transfer Rakuten Points or cash balances through links or contacts.&lt;/p&gt;</description></item><item><title>Thorough Comparison of Major Mobile Payments: PayPay, d払い, Rakuten Pay</title><link>https://mlipay.jp/en/code-payment/thorough-comparison-major-mobile-payments/</link><pubDate>Tue, 24 Mar 2026 13:50:00 +0900</pubDate><guid>https://mlipay.jp/en/code-payment/thorough-comparison-major-mobile-payments/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/thorough-comparison-major-mobile-payments-en.png" alt="Featured image of post Thorough Comparison of Major Mobile Payments: PayPay, d払い, Rakuten Pay" /&gt;&lt;p&gt;QR code and smartphone payments have become the centerpiece of Japan&amp;rsquo;s cashless transition. While many players exist, the three market giants are &lt;strong&gt;PayPay&lt;/strong&gt;, &lt;strong&gt;d払い&lt;/strong&gt;, and &lt;strong&gt;Rakuten Pay&lt;/strong&gt;. We compare their return rates, merchant availability, and general strengths.&lt;/p&gt;
&lt;h2 id="1-paypay"&gt;1. PayPay
&lt;/h2&gt;&lt;p&gt;The absolute leader in user and merchant count across Japan.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Base Rate&lt;/strong&gt;: 0.5% (Up to 1.5% - 2.0% with PayPay Step completions)&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Strengths&lt;/strong&gt;: Accepted at small local stores and independent cafes where other cards fail. Features easy peer-to-peer money transfers.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="2-rakuten-pay"&gt;2. Rakuten Pay
&lt;/h2&gt;&lt;p&gt;Offers high point yield defaults and seamless Rakuten Point integration.&lt;/p&gt;</description></item></channel></rss>