<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>D-Payment on Guide to Credit Cards, Smartphone Payments, and Rewards in Japan</title><link>/en/tags/d-payment/</link><description>Recent content in D-Payment on Guide to Credit Cards, Smartphone Payments, and Rewards in Japan</description><generator>Hugo -- gohugo.io</generator><language>en</language><copyright>MLI Pay</copyright><lastBuildDate>Wed, 08 Jul 2026 10:00:00 +0900</lastBuildDate><atom:link href="/en/tags/d-payment/index.xml" rel="self" type="application/rss+xml"/><item><title>Summer 2026 Point Activity Guide: Triple-Dipping with PayPay, Rakuten, and d-barai</title><link>/en/poi-katsu/summer-2026-point-max-strategy/</link><pubDate>Wed, 08 Jul 2026 10:00:00 +0900</pubDate><guid>/en/poi-katsu/summer-2026-point-max-strategy/</guid><description>&lt;img src="/img/thumbnail/summer-2026-point-max-strategy-en.png" alt="Featured image of post Summer 2026 Point Activity Guide: Triple-Dipping with PayPay, Rakuten, and d-barai" /&gt;&lt;p&gt;Summer 2026 brings large-scale point campaigns from major payment services. By combining PayPay, Rakuten, and d-barai, you can triple-dip to maximize point efficiency. Here is the complete summer poi-katsu strategy guide.&lt;/p&gt;
&lt;h2 id="paypay-summer-mega-campaign"&gt;PayPay: Summer Mega Campaign
&lt;/h2&gt;&lt;p&gt;PayPay is running the &amp;ldquo;Summer PayPay Festival&amp;rdquo; from July 2026, offering up to 20% bonus rewards at participating stores. Combined with Yahoo! Shopping, you earn PayPay points on every purchase. Since many campaigns require pre-registration, check the campaign page in the app in early July.&lt;/p&gt;</description></item><item><title>Thorough Comparison of Major Mobile Payments: PayPay, d払い, Rakuten Pay</title><link>/en/code-payment/thorough-comparison-of-major-mobile-payments-paypay-d%E6%89%95%E3%81%84-rakuten-pay/</link><pubDate>Sat, 04 Apr 2026 13:50:00 +0900</pubDate><guid>/en/code-payment/thorough-comparison-of-major-mobile-payments-paypay-d%E6%89%95%E3%81%84-rakuten-pay/</guid><description>&lt;img src="/img/thumbnail/thorough-comparison-major-mobile-payments-en.png" alt="Featured image of post Thorough Comparison of Major Mobile Payments: PayPay, d払い, Rakuten Pay" /&gt;&lt;p&gt;QR code and smartphone payments have become the centerpiece of Japan&amp;rsquo;s cashless transition. While many players exist, the three market giants are &lt;strong&gt;PayPay&lt;/strong&gt;, &lt;strong&gt;d払い&lt;/strong&gt;, and &lt;strong&gt;Rakuten Pay&lt;/strong&gt;. We compare their return rates, merchant availability, and general strengths.&lt;/p&gt;
&lt;h2 id="1-paypay"&gt;1. PayPay
&lt;/h2&gt;&lt;p&gt;The absolute leader in user and merchant count across Japan.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Base Rate&lt;/strong&gt;: 0.5% (Up to 1.5% - 2.0% with PayPay Step completions)&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Strengths&lt;/strong&gt;: Accepted at small local stores and independent cafes where other cards fail. Features easy peer-to-peer money transfers.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="2-rakuten-pay"&gt;2. Rakuten Pay
&lt;/h2&gt;&lt;p&gt;Offers high point yield defaults and seamless Rakuten Point integration.&lt;/p&gt;</description></item></channel></rss>