Best Credit Cards for Online Shopping in 2026

Wed, 01 Jul 2026 10:00:00 +0900

With online shopping dominating retail, choosing the right credit card can dramatically boost your annual point earnings. Here is a comparison of the best credit cards for online shopping in summer 2026.

Rakuten Card: Essential for Rakuten Ichiba Users

The Rakuten Card boosts your point return on Rakuten Ichiba purchases. Standard earning is 1% back, but paying with the Rakuten Card adds another 1%. During Super Sale periods, the SPU (Super Point-Up) program can push returns to 16x or more. The card is free forever and quick to issue.

Latest Comparison Ranking of Recommended Reward (Point) Sites

Sun, 10 May 2026 14:30:00 +0900

When starting Poi-Katsu, selecting the right reward portal is crucial. The return rates and user experiences vary wildly between sites. We compare the leading reward portals in Japan based on safety, yields, and ease of payout.

1. Moppy (モッピー)

Japan’s largest portal with over 10 million registered members.

Strengths: Consistently offers the highest payout rates on major finance and credit card offers. Clean interface for beginners.
Payouts: Bank transfer, Amazon Gift Cards, PayPay, d-points, air miles.

2. Hapitas (ハピタス)

Known for its robust purchase insurance policy (お買い物あんしん保証).

Compare on Guide to Credit Cards, Smartphone Payments, and Rewards in Japan

Best Credit Cards for Online Shopping in 2026

Rakuten Card: Essential for Rakuten Ichiba Users

Latest Comparison Ranking of Recommended Reward (Point) Sites

1. Moppy (モッピー)

2. Hapitas (ハピタス)