“PayPay 20% return in 〇〇 city!” “Divide points by paying with d!” “Coupons are being distributed with au PAY!” When you walk around town, you’ll see posters, and when you open social media, you’ll be flooded with information on great deals on QR code payments almost every day. However, if you try to keep up with all of this, you will get tired from the information overload. This time, I will introduce ``my own routine and tricks’’ to skillfully sift through a large amount of campaign information and benefit from it effortlessly and efficiently.

Month-end “ritual”: Get a rough idea of next month’s campaigns From the 25th to the end of each month, I open the official app for each QR code payment I use (PayPay, Rakuten Pay, d Payment, etc.) and set aside time to look through the list of next month’s campaigns. The only thing to focus on here is, ``Are the chain stores and supermarkets you usually go to targeted?’’ It would be putting the cart before the horse if you force yourself to make an unnecessary purchase at a store that doesn’t qualify because it’s a good deal, so I’ll just ignore it.

Don’t miss the “Local Government Campaign” with the strongest return rate The most delicious and definitely worth checking out are the rebate campaigns led by local governments (such as 20% to 30% rebate at stores in 〇〇 city''). This campaign has an unusually high return rate compared to regular campaigns, and targets a wide range of stores, including local restaurants, beauty salons, and dry cleaners, so make sure to actively incorporate it into your daily life. We'll make adjustments like, Next month, there’s a 30% rebate in the next town, so let’s make a reservation for a haircut at a participating store there.''

Manage complicated “granting limits” using the memo app on your smartphone The biggest trap of the campaign is the complicated conditions such as the maximum return per time is 1,000 points, and the total maximum during the period is 5,000 points.'' If you shop too much and exceed your limit, you'll end up wasting your money. I leave a simple note in my smartphone's memo pad saying, XX Pay Campaign: Approximately 3,000 yen worth of shopping left until the limit,’’ and update it after I use it. This way, you won’t have to worry about getting lost or losing money at the cash register.

The correct answer is not to be done'' by a company, but to manage’’ campaigns that fit your lifestyle. Choose wisely only the items that match your living area and enjoy saving like a game.