For daily visitors of convenience stores in Japan, cash is a massive waste. Although individual purchases are small, the annual total accumulates significantly. We explore the best credit cards optimized for convenience store payments.

The Undisputed King: Sumitomo Mitsui Card (NL)

By executing contactless (touch) payments via Apple Pay or Google Pay, you get up to a 7.0%+ point return.

• Designated Stores: Seven-Eleven, Lawson, FamilyMart, McDonald’s, Sukiya, etc.
• Important Note: You must use mobile touch payments to qualify for the 7.0%+ rate. Inserting the physical card or swiping decreases the returns.

FamilyMart: Famima T Card

Optimized for FamilyMart regulars, providing extra points on FamiPay balances and shopping.

Lawson: Lawson Ponta Plus

Yields up to 6.0% back in Ponta points on specific promotional days at Lawson.