Carrying only a smartphone is incredibly convenient. Yet, concerns like “What if my phone gets stolen?” or “Could someone drain my bank account?” prevent some from making the switch. We detail the essential security configurations to keep your money safe.

Essential Security Settings

1. Set Biometric Screen Locks

Ensure your smartphone itself is protected by face recognition or fingerprint locks. Never leave it passcode-free.

2. Activate App-Level Launch Locks

Most payment apps allow you to require a fingerprint or face scan every time the app is opened. Turn this on.

3. Lower Auto-Top-Up Limits

If you use automatic top-ups (auto-charge), reduce the daily limit to minimize potential damages if your phone is compromised.

4. Remove Inactive Bank/Card Links

Unlink bank accounts or credit cards that you no longer actively use with the app.