<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Poi-Katsu on MLI Pay</title><link>https://mlipay.jp/en/categories/poi-katsu/</link><description>Recent content in Poi-Katsu on MLI Pay</description><generator>Hugo -- gohugo.io</generator><language>en</language><copyright>MLI Pay</copyright><lastBuildDate>Fri, 19 Jun 2026 15:00:00 +0900</lastBuildDate><atom:link href="https://mlipay.jp/en/categories/poi-katsu/index.xml" rel="self" type="application/rss+xml"/><item><title>Earn Just by Walking! Top 5 Recommended Pedometer Apps</title><link>https://mlipay.jp/en/poi-katsu/earn-points-by-walking-pedometer-apps/</link><pubDate>Fri, 19 Jun 2026 15:00:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/earn-points-by-walking-pedometer-apps/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/earn-points-by-walking-pedometer-apps-en.png" alt="Featured image of post Earn Just by Walking! Top 5 Recommended Pedometer Apps" /&gt;&lt;p&gt;If you walk for daily exercise or commute, doing it without tracking apps is a waste of money. Pedometer apps let you accumulate reward points automatically just by keeping your phone in your pocket. We review the top 5 move-to-earn apps in Japan.&lt;/p&gt;
&lt;h2 id="top-pedometer-apps"&gt;Top Pedometer Apps
&lt;/h2&gt;&lt;h3 id="1-torima-トリマ"&gt;1. Torima (トリマ)
&lt;/h3&gt;&lt;p&gt;The most popular app in Japan, rewarding you not only for steps but also for &amp;ldquo;travel distance&amp;rdquo; via trains or cars.&lt;/p&gt;</description></item><item><title>Technique to Triple-Dip Points on Daily Shopping</title><link>https://mlipay.jp/en/poi-katsu/triple-dip-points-daily-shopping/</link><pubDate>Wed, 20 May 2026 14:35:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/triple-dip-points-daily-shopping/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/triple-dip-points-daily-shopping-en.png" alt="Featured image of post Technique to Triple-Dip Points on Daily Shopping" /&gt;&lt;p&gt;Simply swiping a card or paying cash is a massive lost opportunity. By tweaking your payment routine, you can score a &amp;ldquo;triple-dip&amp;rdquo; on points. We outline how to execute this at convenience stores and pharmacies.&lt;/p&gt;
&lt;h2 id="how-triple-dipping-works"&gt;How Triple-Dipping Works
&lt;/h2&gt;&lt;h3 id="step-1-present-a-loyalty-appcard"&gt;Step 1: Present a Loyalty App/Card
&lt;/h3&gt;&lt;p&gt;Before paying, show a loyalty barcode (d-point, Ponta, Rakuten, etc.).&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Yield&lt;/strong&gt;: Store loyalty points (0.5% to 1.0%).&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id="step-2-pay-with-a-smartphone-wallet"&gt;Step 2: Pay with a Smartphone Wallet
&lt;/h3&gt;&lt;p&gt;Utilize a smartphone app (like Rakuten Pay or d払い) funded by card balance.&lt;/p&gt;</description></item><item><title>Tips for Safely Completing High-Paying Point Offers (Cards/Accounts)</title><link>https://mlipay.jp/en/poi-katsu/safely-complete-high-paying-point-offers/</link><pubDate>Fri, 24 Apr 2026 14:50:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/safely-complete-high-paying-point-offers/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/safely-complete-high-paying-point-offers-en.png" alt="Featured image of post Tips for Safely Completing High-Paying Point Offers (Cards/Accounts)" /&gt;&lt;p&gt;High-paying point offers, such as credit card applications or opening FX/securities accounts, are the fastest way to stack points. However, failing to follow guidelines can lead to rejected points or credit score damage. We share expert tips to complete these offers safely.&lt;/p&gt;
&lt;h2 id="key-precautions-for-high-paying-offers"&gt;Key Precautions for High-Paying Offers
&lt;/h2&gt;&lt;h3 id="1-verify-browser-cookie-tracking-settings"&gt;1. Verify Browser Cookie Tracking Settings
&lt;/h3&gt;&lt;p&gt;Portals track your clicks using cookies. If you use incognito mode, or have &amp;ldquo;Prevent Cross-Site Tracking&amp;rdquo; active on Apple devices, your points will not track. Turn these options off before executing offers.&lt;/p&gt;</description></item><item><title>Tax Returns for Poi-Katsu: At What Point Do You Owe Taxes?</title><link>https://mlipay.jp/en/poi-katsu/tax-returns-for-poi-katsu/</link><pubDate>Fri, 17 Apr 2026 15:10:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/tax-returns-for-poi-katsu/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/tax-returns-for-poi-katsu-en.png" alt="Featured image of post Tax Returns for Poi-Katsu: At What Point Do You Owe Taxes?" /&gt;&lt;p&gt;While Poi-Katsu is simple, accumulating significant points triggers income tax obligations and requires tax filing (確定申告) under Japanese tax law. We break down the tax classifications of loyalty points.&lt;/p&gt;
&lt;h2 id="how-points-are-classified-for-taxes"&gt;How Points Are Classified for Taxes
&lt;/h2&gt;&lt;p&gt;Under the National Tax Agency, points fall into different categories:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Temporary Income (一時所得)&lt;/strong&gt;: Points earned via credit card spending or general web shopping cashbacks.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Miscellaneous Income (雑所得)&lt;/strong&gt;: Points earned as direct compensation for tasks (surveys, game testing, friend invites).&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="thresholds-for-filing-a-tax-return"&gt;Thresholds for Filing a Tax Return
&lt;/h2&gt;&lt;h3 id="for-salaried-workers-company-employees"&gt;For Salaried Workers (Company Employees)
&lt;/h3&gt;&lt;ul&gt;
&lt;li&gt;If your side-hustle earnings (including Miscellaneous point incomes) exceed &lt;strong&gt;200,000 JPY annually&lt;/strong&gt;, you must file a tax return.&lt;/li&gt;
&lt;li&gt;Temporary Income has a special deduction limit of up to 500,000 JPY, so returns are not required below this threshold.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id="for-dependents-housewiveshusbands-and-students"&gt;For Dependents (Housewives/Husbands and Students)
&lt;/h3&gt;&lt;ul&gt;
&lt;li&gt;If your total annual income (including points) exceeds the basic deduction of &lt;strong&gt;480,000 JPY&lt;/strong&gt;, you must file, and you may lose dependent tax status.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="proactive-record-keeping"&gt;Proactive Record-Keeping
&lt;/h2&gt;&lt;p&gt;The taxable event occurs when you convert points into cash, vouchers, or digital currencies. Maintain a ledger of your point redemption histories to avoid auditing problems.&lt;/p&gt;</description></item><item><title>How the Sorachika Route Works to Efficiently Accumulate Miles</title><link>https://mlipay.jp/en/poi-katsu/sorachika-route-earn-miles-efficiently/</link><pubDate>Mon, 06 Apr 2026 14:45:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/sorachika-route-earn-miles-efficiently/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/sorachika-route-earn-miles-efficiently-en.png" alt="Featured image of post How the Sorachika Route Works to Efficiently Accumulate Miles" /&gt;&lt;p&gt;For land milers, direct transfers of reward points to airline miles is a rookie mistake. Historically, the &amp;ldquo;Sorachika Route&amp;rdquo; was the gold standard for high-rate transfers. We explain why direct transfers hurt and map out today&amp;rsquo;s best replacement routes (e.g. JQ Mizuho Route).&lt;/p&gt;
&lt;h2 id="the-loss-of-direct-transfers"&gt;The Loss of Direct Transfers
&lt;/h2&gt;&lt;p&gt;Directly exchanging points from a reward site to ANA or JAL miles usually yields a mediocre 50% conversion rate (e.g. 10,000 points = 5,000 miles). By utilizing smart hub routes, you can boost this rate to &lt;strong&gt;70% to 75%+&lt;/strong&gt;.&lt;/p&gt;</description></item><item><title>Turn Receipts into Cash? Comparison of Popular Receipt Scanning Apps</title><link>https://mlipay.jp/en/poi-katsu/turn-receipts-into-cash-scanning-apps/</link><pubDate>Fri, 27 Feb 2026 15:05:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/turn-receipts-into-cash-scanning-apps/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/turn-receipts-into-cash-scanning-apps-en.png" alt="Featured image of post Turn Receipts into Cash? Comparison of Popular Receipt Scanning Apps" /&gt;&lt;p&gt;Throwing away paper shopping receipts is throwing away money. Modern smartphone apps buy your shopping receipts just by scanning them via your camera. We explain the market research logic behind this and compare the best receipt-cash apps.&lt;/p&gt;
&lt;h2 id="why-are-receipts-worth-cash"&gt;Why Are Receipts Worth Cash?
&lt;/h2&gt;&lt;p&gt;Receipts contain granular purchase data: who bought what, where, when, and for how much. Brands and market researchers pay for this consolidated data to optimize their product positioning and ads.&lt;/p&gt;</description></item><item><title>How to Start Point Investing: Wealth Management with Zero Capital</title><link>https://mlipay.jp/en/poi-katsu/start-point-investing-zero-capital/</link><pubDate>Sat, 21 Feb 2026 14:40:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/start-point-investing-zero-capital/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/start-point-investing-zero-capital-en.png" alt="Featured image of post How to Start Point Investing: Wealth Management with Zero Capital" /&gt;&lt;p&gt;Want to try investing but fear losing your hard-earned cash? &amp;ldquo;Point Investing&amp;rdquo; is the perfect entry point. It allows you to invest using loyalty points earned via daily shopping, meaning zero out-of-pocket capital. We cover the basics of point investing.&lt;/p&gt;
&lt;h2 id="the-two-types-of-point-investing"&gt;The Two Types of Point Investing
&lt;/h2&gt;&lt;h3 id="1-point-asset-management-疑似投資---sandbox"&gt;1. Point Asset Management (疑似投資 - Sandbox)
&lt;/h3&gt;&lt;p&gt;No brokerage account required. Your points fluctuate in value in lockstep with real-world mutual funds or stock indices.&lt;/p&gt;</description></item><item><title>Features of Common Points (T/V, d, Rakuten, Ponta) and Best Transfers</title><link>https://mlipay.jp/en/poi-katsu/common-points-features-best-transfers/</link><pubDate>Sun, 25 Jan 2026 14:55:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/common-points-features-best-transfers/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/common-points-features-best-transfers-en.png" alt="Featured image of post Features of Common Points (T/V, d, Rakuten, Ponta) and Best Transfers" /&gt;&lt;p&gt;Japan operates under highly integrated common point networks. Following the merger of T-Points and V-Points, understanding the strengths of each platform is key. We analyze the main ecosystems and highlight where to transfer points for maximum value.&lt;/p&gt;
&lt;h2 id="major-point-network-features"&gt;Major Point Network Features
&lt;/h2&gt;&lt;h3 id="1-rakuten-points"&gt;1. Rakuten Points
&lt;/h3&gt;&lt;p&gt;Supported by the massive e-commerce Rakuten ecosystem.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Best Use&lt;/strong&gt;: Deducting points for mutual funds on Rakuten Securities, or paying for daily checkouts via Rakuten Pay.&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id="2-d-points"&gt;2. d-Points
&lt;/h3&gt;&lt;p&gt;Docomo&amp;rsquo;s point ecosystem, popular even for non-subscribers.&lt;/p&gt;</description></item><item><title>Beginner's Guide to Poi-Katsu: Basic Steps to Earn $100/Month</title><link>https://mlipay.jp/en/poi-katsu/beginner-poi-katsu-steps/</link><pubDate>Sat, 24 Jan 2026 14:25:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/beginner-poi-katsu-steps/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/beginner-poi-katsu-steps-en.png" alt="Featured image of post Beginner's Guide to Poi-Katsu: Basic Steps to Earn $100/Month" /&gt;&lt;p&gt;&amp;ldquo;Poi-Katsu&amp;rdquo; (point accumulation activities) has become a mainstream side-hustle for making extra pocket money in Japan. If you are wondering &amp;ldquo;Is it safe?&amp;rdquo; and &amp;ldquo;Where do I start?&amp;rdquo;, this guide details the exact steps to reliably earn 10,000 JPY ($100) monthly.&lt;/p&gt;
&lt;h2 id="how-point-sites-work"&gt;How Point Sites Work
&lt;/h2&gt;&lt;p&gt;Reward portals act as advertising agents, passing on a portion of the marketing fees paid by corporations to users as points. It is a legitimate business. The key is to select established portals (e.g., Moppy, Hapitas).&lt;/p&gt;</description></item><item><title>Latest Comparison Ranking of Recommended Reward (Point) Sites</title><link>https://mlipay.jp/en/poi-katsu/recommended-point-sites-comparison-ranking/</link><pubDate>Wed, 21 Jan 2026 14:30:00 +0900</pubDate><guid>https://mlipay.jp/en/poi-katsu/recommended-point-sites-comparison-ranking/</guid><description>&lt;img src="https://mlipay.jp/img/thumbnail/recommended-point-sites-comparison-ranking-en.png" alt="Featured image of post Latest Comparison Ranking of Recommended Reward (Point) Sites" /&gt;&lt;p&gt;When starting Poi-Katsu, selecting the right reward portal is crucial. The return rates and user experiences vary wildly between sites. We compare the leading reward portals in Japan based on safety, yields, and ease of payout.&lt;/p&gt;
&lt;h2 id="1-moppy-モッピー"&gt;1. Moppy (モッピー)
&lt;/h2&gt;&lt;p&gt;Japan&amp;rsquo;s largest portal with over 10 million registered members.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Strengths&lt;/strong&gt;: Consistently offers the highest payout rates on major finance and credit card offers. Clean interface for beginners.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Payouts&lt;/strong&gt;: Bank transfer, Amazon Gift Cards, PayPay, d-points, air miles.&lt;/li&gt;
&lt;/ul&gt;
&lt;h2 id="2-hapitas-ハピタス"&gt;2. Hapitas (ハピタス)
&lt;/h2&gt;&lt;p&gt;Known for its robust purchase insurance policy (お買い物あんしん保証).&lt;/p&gt;</description></item></channel></rss>