One of the best benefits of getting a new credit card is the sign-up bonus. Issuers offer substantial points or cashback rewards to attract new cardholders. We compare the most rewarding card sign-up promotions currently available.

Top Sign-up Promotions

1. Sumitomo Mitsui Card Platinum Preferred

Provides massive V-Points upon card issuance and hitting early spending thresholds. While the annual fee is high, the initial year’s return easily offsets it.

2. Rakuten Card Sign-up Campaign

Normally awards 5,000 points, but periodically boosts rewards to 7,000 or 8,000 points during special promotional weeks. Wait for these boosts.

3. JCB CARD W

Often features 20% cashback campaigns on Amazon spend for new cardholders.

Guaranteeing Your Campaign Points

• Track Spending Goals: Ensure you hit targets like “Spend 100,000 JPY within 3 months of issuance.”
• Avoid Overdue Payments: Overdue fees or account suspensions will void your sign-up rewards.
• Route via Point Portals: Combine the issuer’s bonus with point portal cashbacks for a double payday.