Every month, payment companies run competitive reward promotions. Riding these campaigns can discount your daily costs by 10% to 30%. We round up the best campaigns active this month and show you where to capture maximum savings.

Key Campaigns Active This Month

1. Municipality Cashless Campaigns (Up to 20-30% Back)

Municipalities nationwide collaborate with PayPay, d払い, and au PAY. Spending at participating shops in designated areas returns up to 30% back.

2. Rakuten Pay “Payback Lottery”

A monthly campaign requiring entry, offering a chance to win a 100% point refund on your purchases.

3. Sumitomo Mitsui Card’s V-Point Up Program

Special promotional campaigns that temporarily raise touch payment return rates at convenience stores.

Key Campaign Rules to Remember

• Check for Registration Requirements: Many campaigns require manual button clicks (entry) inside the app before shopping.
• Mind the Points Cap: Watch out for caps like “Max 500 points per check” or “2,000 points per campaign period” before making large purchases.